Heritage Oak Mortgage Company

Integrating Technology with Personalized Service

Committed to the northern California real estate industry for over 20 years, we have the knowledge and experience to help home owners as well as those who want to make their home ownership dreams a reality, find an affordable loan, at a great rate.  Heritage Oak Mortgage Company offers a wide selection of  products to meet your needs, from the nation's leading lenders to provide: 

  • First Time Homebuyer Programs
  • Re-Financing & Debt Consolidation Loans
  • Zero-Down Loans
  • Traditional Home Loans 
  • Reverse Mortgages
 


Call (916)200-2000, or visit us at 9900 Fair Oaks Blvd., just west of Sunrise Blvd.


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.